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Ygrene Financing for HVAC in St. Louis

Ygrene

What is Ygrene?

YgreneWorks is an award winning, no money down property assessed clean energy (PACE) financing program that can be used for a wide variety of cost-effective energy efficiency and renewable energy upgrades.

  • No Money Down
  • 100% Financing
  • No Minimum FICO Score Required
  • Furnace Replacement
  • Based on Available Home Equity

How can YgreneWorks work for me?

According to the EPA, improving your home's energy efficiency can help to lower high energy bills and improve comfort. And by saving energy, you may be able to increase the value of your home.*  Making energy efficiency and renewable energy improvements to your home or business is easy and affordable with no money down YgreneWorks PACE financing.

What is PACE financing?

Named on of the top 20 "world-changing" ideas by Scientific American magazine, PACE (property assessed clean energy) is a simple and effective way to finance energy efficiency and renewable energy upgrades to building.  Payments are incorporated into and repaid with a special assessment added to your property tax bill with terms up to 20 years depending on the useful life of the improvement.  State and local governments approve PACE financing programs to help create jobs, promote economic development and protect the environment.

While PACE programs are enabled by state legislation and must be approved by your local government, YgreneWorks is not a government program.

Is making payments through my property tax bill a good idea?

YgreneWorks PACE financing payments are approved under Missouri state legislation (HB 1692) and secured by continuing lien on the property.  If you sell your property, payments may transfer to the new owner, just like your property taxes.*

How do I qualify?

Its easy!  If your property is in one of our active service areas, you can get prequalified online in just a few minutes.  Eligibility is based on the equity in your home (among other factors), not on your credit score, proof of employment, income or financial statements.  While they won't use your credit score to determine your eligibility for financing, they will pull your credit report to confirm certain underwriting criteria.

Call Air Pro Heating & Cooling at (314) 391-5900 or click here to schedule an appointment with one of our consultants to learn more about this program!

*Subject to underwriting guidelines and approvals; deferral of first payment depends on date of funding; interest shall accrue during entire deferred payment period; no current mortgage liens recorded before 8/28/10.  YgreneWorks offers residential PACE financing as part of the Set the PACE St. Louis and the Missouri Energy Savings programs.  According to Residential Energy Services Network, the market value of a home increases by $20 for every $1 decrease in annual energy costs (www.resnet.us).  Property taxes are legally transferable upon sale, however, some mortgage lenders may require full repayment of the assessment upon sale or refinancing.